General Store

24 loans funded in this sector across 9 countries via 11 field partners. Ranked #4 of 76 sectors.

Overview

Loans: 24
Donated via Jharis: $455
Repayment rate: 91%
Defaulted: $11.38
Avg loan size: $2,208
Avg Jharis donation: $18.96
Default rate: 8.3%
Active loans: 4

Performance

Funded vs. repaid over time

Cumulative amount funded by the Kiva crowd compared to what's come back. The gap is what's still outstanding.

Outstanding as of 2026-05: $4,840

Risk & loss breakdown

Where the slice has gone wrong, and how that compares to the rest of the portfolio.

Repayment rate

90.9%

+1.0pp

Portfolio: 89.9%

paid / funded

Default rate

8.3%

+4.6pp

Portfolio: 3.7%

share of loans marked defaulted

Currency + default loss

2.65%

of amount funded

$ lost / $ funded

Delinquency in active loans

50.0%

2 of 4 active

currently behind schedule

Outcomes

Every loan in this slice grouped by current status — repaid, paying back, defaulted and everything in between.

Cohorts

Cohort analysis by funding year

Each row groups every loan funded in that year. Older cohorts have had more time to repay or default.

Year	Loans	Funded	Repaid	Repayment %	Default %
2020	3	$8,425	$8,356	99.2%	33.3%
2021	3	$15,175	$15,175	100.0%	0.0%
2022	1	$800	$800	100.0%	0.0%
2023	5	$5,500	$2,156	39.2%	20.0%
2024	1	$200	$200	100.0%	0.0%
2025	7	$20,600	$20,600	100.0%	0.0%
2026	4	$2,300	$873	37.9%	0.0%

When the loans were funded

Cumulative count of loans in this slice, by month.

First 2020-05 · Latest 2026-05

Composition

Loan size distribution

What size are these loans? Bigger loans tend to fund inventory, equipment, or group lending; smaller ones cover personal needs.

Mean $2,208 · Median $1,025

Top countries for this sector

Where this kind of work is funded most.

Top partners funding this sector

Local institutions specialising in this area.

Borrower gender

As reported on Kiva. Group loans counted by listed lead.

Compare

Similar sectors in this portfolio

Neighbours by loan count, with their repayment and default rates.

NameLoansRepaidDefault

Top countries for this sector

Where this kind of work is funded most.

Top partners funding this sector

Local institutions specialising in this area.

Recent activity

Most recent loans

The latest loans funded in this slice.

All loans (24)

Analie

Paying back

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis: $25
Loan size: $500
Funded: May 19, 2026

Emmie

Paying back

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis: $25
Loan size: $350
Funded: Apr 19, 2026

Reline

Delinquent

General Store · Solomon Islands

via South Pacific Business Development (SPBD) - Solomon Islands

Donated via Jharis: $25
Loan size: $750
Funded: Apr 18, 2026

Marissa

Delinquent

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis: $25
Loan size: $700
Funded: Feb 23, 2026

Visitacion Group

Repaid

General Store · Paraguay

via Fundación Paraguaya

Donated via Jharis: $5
Loan size: $4,600
Funded: Dec 3, 2025

Kuña Kyrey

Repaid

General Store · Paraguay

via Fundación Paraguaya

Donated via Jharis: $5
Loan size: $2,700
Funded: Dec 3, 2025

KUÑA ATY DE VILLA ELISA

Repaid

General Store · Paraguay

via Diaconía Asociacion para el Desarrollo de Paraguay (Diaconía ADP)

Donated via Jharis: $25
Loan size: $2,800
Funded: Nov 17, 2025

LAS NIÑAS DE TUS OJOS

Repaid

General Store · Paraguay

via Diaconía Asociacion para el Desarrollo de Paraguay (Diaconía ADP)

Donated via Jharis: $25
Loan size: $2,400
Funded: Nov 17, 2025

NUEVA LUZ

Repaid

General Store · Paraguay

via Diaconía Asociacion para el Desarrollo de Paraguay (Diaconía ADP)

Donated via Jharis: $25
Loan size: $2,475
Funded: Nov 5, 2025

Jovelyn

Repaid (with loss)

General Store · Philippines

via Community Economic Ventures, Inc. (CEVI)

Donated via Jharis: $25
Loan size: $1,250
Funded: Sep 17, 2025

MUJERES TRABAJADORAS DE SAN ANTONIO

Repaid

General Store · Paraguay

via Diaconía Asociacion para el Desarrollo de Paraguay (Diaconía ADP)

Donated via Jharis: $25
Loan size: $4,375
Funded: Jun 12, 2025

Valentina

Repaid

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis: $25
Loan size: $200
Funded: Sep 20, 2024

Koffi Kader

Defaulted

General Store · Cote D'Ivoire

via Izili Côte d'Ivoire

Donated via Jharis: $5
Loan size: $3,700
Funded: Oct 19, 2023

Gemma

Repaid

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis: $10
Loan size: $275
Funded: Aug 22, 2023

Crisyl

Repaid

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis: $10
Loan size: $350
Funded: Aug 22, 2023

Patriciah

Repaid (with loss)

General Store · Kenya

via ECLOF Kenya

Donated via Jharis: $10
Loan size: $800
Funded: Aug 22, 2023

Rosielyn

Repaid

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis: $5
Loan size: $375
Funded: Jul 25, 2023

Manuel Ramon

Repaid

General Store · Nicaragua

via MiCredito

Donated via Jharis: $5
Loan size: $800
Funded: Nov 3, 2022

San Roque

Repaid (with loss)

General Store · Paraguay

via Fundación Paraguaya

Donated via Jharis: $25
Loan size: $4,925
Funded: Oct 19, 2021

Kuña Guapa Palma Loma

Repaid (with loss)

General Store · Paraguay

via Fundación Paraguaya

Donated via Jharis: $25
Loan size: $2,900
Funded: Sep 25, 2021

TUPATANE

Repaid

General Store · The Democratic Republic of the Congo

via Hekima

Donated via Jharis: $25
Loan size: $7,350
Funded: Sep 18, 2021

Anonymous

Repaid

General Store · Rwanda

via Urwego Bank

Donated via Jharis: $25
Loan size: $7,775
Funded: Nov 3, 2020

Lilia

Defaulted

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis: $25
Loan size: $250
Funded: Oct 23, 2020

Jose Argemiro

Repaid

General Store · Colombia

via Interactuar

Donated via Jharis: $25
Loan size: $400
Funded: May 3, 2020

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