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Field partners

Negros Women for Tomorrow Foundation (NWTF)

30 loans funded through this partner across 1 country. Ranked #3 of 94 partners by loan count.

Overview

Loans
30
Donated via Jharis
$525
Repayment rate
83%

$8,560 of $10,325

Defaulted
$6.86

reported losses

Avg loan size
$344

Ledger avg $9,375

Avg Jharis donation
$17.50

per loan

Default rate
3.3%

Ledger 3.7%

Active loans
12

paying back or delinquent

Performance

Funded vs. repaid over time

Cumulative amount funded by the Kiva crowd compared to what's come back. The gap is what's still outstanding.

Outstanding as of 2026-05: $1,765

Risk & loss breakdown

Where the slice has gone wrong, and how that compares to the rest of the portfolio.

Repayment rate
82.9%
-7.0pp
Portfolio: 89.9%
paid / funded
Default rate
3.3%
-0.4pp
Portfolio: 3.7%
share of loans marked defaulted
Currency + default loss
1.31%
of amount funded
$ lost / $ funded
Delinquency in active loans
66.7%
8 of 12 active
currently behind schedule

Outcomes

Every loan in this slice grouped by current status — repaid, paying back, defaulted and everything in between.

Cohorts

Cohort analysis by funding year

Each row groups every loan funded in that year. Older cohorts have had more time to repay or default.

YearLoansFundedRepaidRepayment %Default %
2020
1
$250$18172.6%100.0%
2021
1
$425$425100.0%0.0%
2022
5
$2,300$2,300100.0%0.0%
2023
8
$3,225$3,225100.0%0.0%
2024
1
$200$200100.0%0.0%
2025
2
$350$350100.0%0.0%
2026
12
$3,575$1,87952.6%0.0%

When the loans were funded

Cumulative count of loans in this slice, by month.

First 2020-10 · Latest 2026-05

Composition

Loan size distribution

What size are these loans? Bigger loans tend to fund inventory, equipment, or group lending; smaller ones cover personal needs.

Mean $344 · Median $300

Top countries served

Where this partner has placed the most loans.

Top sectors funded

The kinds of work this partner backs.

Borrower gender

As reported on Kiva. Group loans counted by listed lead.

Compare

Recent activity

All loans (30)

Analie

Paying back

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$500
Funded
May 19, 2026

Emmie

Paying back

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$350
Funded
Apr 19, 2026

Ma. Lilibeth

Delinquent

Clothing Sales · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$425
Funded
Apr 19, 2026

Marissa

Delinquent

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$700
Funded
Feb 23, 2026

Gemma

Delinquent

Toilets & Sanitation Systems · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$175
Funded
Feb 18, 2026

Jaramie

Delinquent

Toilets & Sanitation Systems · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$175
Funded
Feb 18, 2026

Marisa

Paying back

Toilets & Sanitation Systems · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$175
Funded
Feb 18, 2026

Lorna

Delinquent

Toilets & Sanitation Systems · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$175
Funded
Feb 18, 2026

Arlene

Delinquent

Toilets & Sanitation Systems · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$275
Funded
Feb 18, 2026

Lita

Delinquent

Community Water Distribution · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$275
Funded
Feb 18, 2026

Candelaria

Delinquent

Toilets & Sanitation Systems · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$175
Funded
Feb 18, 2026

Josefina

Paying back

Toilets & Sanitation Systems · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$175
Funded
Feb 18, 2026

Zipporah

Repaid

Personal Products Sales · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$175
Funded
Apr 19, 2025

Sheryl

Repaid

Laundry · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$175
Funded
Jan 18, 2025

Valentina

Repaid

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$25
Loan size
$200
Funded
Sep 20, 2024

Joy

Repaid

Cosmetics Sales · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$5
Loan size
$375
Funded
Sep 19, 2023

Cecilia

Repaid

Fishing · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$5
Loan size
$725
Funded
Sep 19, 2023

Myrna

Repaid

Personal Housing Expenses · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$5
Loan size
$200
Funded
Sep 19, 2023

Gemma

Repaid

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$10
Loan size
$275
Funded
Aug 22, 2023

Maria Nita

Repaid

Fishing · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$10
Loan size
$275
Funded
Aug 22, 2023

Crisyl

Repaid

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$10
Loan size
$350
Funded
Aug 22, 2023

Rosielyn

Repaid

General Store · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$5
Loan size
$375
Funded
Jul 25, 2023

Marilyn

Repaid

Fish Selling · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$5
Loan size
$650
Funded
Jul 25, 2023

Beverly

Repaid

Fish Selling · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis
$5
Loan size
$550
Funded
Sep 3, 2022

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