Gemma
Paying backToilets & Sanitation Systems in 🇵🇭Philippines
See this loan on Kiva
The full Kiva listing — borrower photo, story, and live repayment record — lives at kiva.org.
View loan #3125601 on Kiva.org →Gemma took out a 8-month monthly $175 loan in 2026 to support toilets & sanitation systems in Philippines, routed through the local field partner Negros Women for Tomorrow Foundation (NWTF). Jharis donations contributed $25 of the $175 ultimately funded by Kiva lenders. Repayments are in progress — Jharis is 32% back on its share so far.
- Donated via Jharis
- $25
- Repaid to Jharis
- $8.00
- Total loan size
- $175
- Funded on Kiva
- $175
32% of Jharis's donation
from all lenders combined
Jharis's repayment progress on this loan32%
Loan details
- Loan ID
- #3125601
- Borrower
- Gemma
- Sector / activity
- Toilets & Sanitation Systems
- Country
- 🇵🇭Philippines
- Field partner
- Negros Women for Tomorrow Foundation (NWTF)
- Gender
- female
- Term
- 8 months
- Repayment schedule
- Monthly
- Funded date
- Feb 18, 2026
- Status
- Paying back
- Total paid back
- $56.00
- Defaulted amount
- $0.00
- Refunded
- $0.00
- Currency loss
- $0.00
across all lenders
FX shifts during repayment