Impact
What's been donated. What's come back.
Impact is easy to inflate. Here it's just arithmetic — the numbers below come straight from the Kiva export covering loans Jharis donations have funded between May 3, 2020 and Jun 29, 2026.
Donated via Jharis
Each Kiva loan is funded in $25 (or smaller) slices by many lenders. This is what Jharis has put in across 380 loans, paid for by affiliate commission on your shopping — and what has already come back to be re-lent.
- Donated via Jharis
- $6,870
- Repaid to Jharis
- $5,948.63
- Defaulted
- $71.04
- Currency loss
- $74.72
recycled into new loans
1.03% of donations
from FX during repayment
The full pool, all lenders combined
Across these 380 loans, the wider Kiva crowd funded this much in total — and this is how much has been repaid so far.
- Total funded on Kiva
- $3,560,060
- Total repaid
- $3,199,693
- Repayment rate
- 89.9%
paid / funded
Repayment rate is a snapshot — many loans are still actively paying back, so the rate moves over time.
Lending over time
Cumulative number of loans funded since the first one. Each step is a new borrower added to the portfolio.
First loan 2020-05 · Latest 2026-06
Want to slice this yourself — by country, sector, outcome, or year? Explore the ledger →
Status of every loan
Including the ones that didn't go well. Defaults and losses aren't buried — they're listed alongside the rest.
Loan outcomes at a glance
Every loan in the portfolio, grouped by its current status. Defaults and losses sit alongside repaid and active loans — nothing hidden.
- Paying back39 (10.3%)
- Fundraising1 (0.3%)
- Delinquent31 (8.2%)
- Repaid172 (45.3%)
- Repaid (with loss)121 (31.8%)
- Defaulted14 (3.7%)
- Expired2 (0.5%)
Where the loans went
Concentrated in a handful of countries. See the full list.
Where the loans are, on a map
Each dot is a country in the portfolio. Bubble area is proportional to the number of loans funded there. Hover or tap a bubble for details, and click through for the country page.
Top 10 countries by number of loans
Where this portfolio is most concentrated. See each country's page for the full breakdown.
Top sectors funded
What the borrowers in this portfolio actually do — concentrated in a handful of sectors.
Who the loans went to
Borrower gender as reported on Kiva. Group loans are counted by their listed lead.
Want this number to go up?
Every valid purchase at a partner merchant adds to the donation ledger above.