Analie
Paying backGeneral Store · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $500
- Funded
- May 19, 2026
🇵🇭Philippines
42 loans funded by Jharis donations in Philippines, working with 3 field partners. Ranked #2 of 69 countries by loan count.
Overview
- Loans
- 42
- Donated via Jharis
- $925
- Repayment rate
- 82%
- Defaulted
- $6.86
- Avg loan size
- $438
- Avg Jharis donation
- $22.02
- Default rate
- 2.4%
- Active loans
- 16
$15,057 of $18,375
reported losses
Ledger avg $9,375
per loan
Ledger 3.7%
paying back or delinquent
Performance
Funded vs. repaid over time
Cumulative amount funded by the Kiva crowd compared to what's come back. The gap is what's still outstanding.
Outstanding as of 2026-05: $3,318
Risk & loss breakdown
Where the slice has gone wrong, and how that compares to the rest of the portfolio.
Repayment rate
81.9%
-7.9ppPortfolio: 89.9%
paid / funded
Default rate
2.4%
-1.3ppPortfolio: 3.7%
share of loans marked defaulted
Currency + default loss
1.18%
of amount funded
$ lost / $ funded
Delinquency in active loans
62.5%
10 of 16 active
currently behind schedule
Outcomes
Every loan in this slice grouped by current status — repaid, paying back, defaulted and everything in between.
Cohorts
Cohort analysis by funding year
Each row groups every loan funded in that year. Older cohorts have had more time to repay or default.
| Year | Loans | Funded | Repaid | Repayment % | Default % |
|---|---|---|---|---|---|
| 2020 | 2 | $850 | $781 | 91.9% | 50.0% |
| 2021 | 1 | $425 | $425 | 100.0% | 0.0% |
| 2022 | 5 | $2,300 | $2,300 | 100.0% | 0.0% |
| 2023 | 8 | $3,225 | $3,225 | 100.0% | 0.0% |
| 2024 | 1 | $200 | $200 | 100.0% | 0.0% |
| 2025 | 11 | $6,475 | $6,022 | 93.0% | 0.0% |
| 2026 | 14 | $4,900 | $2,104 | 42.9% | 0.0% |
When the loans were funded
Cumulative count of loans in this slice, by month.
First 2020-05 · Latest 2026-05
Composition
Loan size distribution
What size are these loans? Bigger loans tend to fund inventory, equipment, or group lending; smaller ones cover personal needs.
Mean $438 · Median $375
Top field partners here
Local microfinance institutions doing the most volume.
Top sectors here
What borrowers in this country actually do.
Borrower gender
As reported on Kiva. Group loans counted by listed lead.
Compare
Similar countrys in this portfolio
Neighbours by loan count, with their repayment and default rates.
- 🇵🇾Paraguay6988%0.0%
- → 🇵🇭Philippines4282%2.4%
- 🇲🇩Moldova3388%0.0%
- 🇷🇼Rwanda19100%0.0%
- 🇳🇮Nicaragua15100%0.0%
NameLoansRepaidDefault
Top field partners here
Local microfinance institutions doing the most volume.
Top sectors here
What borrowers in this country actually do.
Recent activity
Most recent loans
The latest loans funded in this slice.
- Paying backAnalieGeneral Store · PhilippinesMay 19, 2026 · $25
- Paying backLuciaRetail · PhilippinesMay 19, 2026 · $25
- Paying backLiezleFarming · PhilippinesMay 19, 2026 · $25
- Paying backEmmieGeneral Store · PhilippinesApr 19, 2026 · $25
- DelinquentMa. LilibethClothing Sales · PhilippinesApr 19, 2026 · $25
- DelinquentMarissaGeneral Store · PhilippinesFeb 23, 2026 · $25
- DelinquentGemmaToilets & Sanitation Systems · PhilippinesFeb 18, 2026 · $25
- DelinquentJaramieToilets & Sanitation Systems · PhilippinesFeb 18, 2026 · $25
All loans (42)
Lucia
Paying backRetail · Philippines
via Community Economic Ventures, Inc. (CEVI)
- Donated via Jharis
- $25
- Loan size
- $175
- Funded
- May 19, 2026
Liezle
Paying backFarming · Philippines
via Community Economic Ventures, Inc. (CEVI)
- Donated via Jharis
- $25
- Loan size
- $1,150
- Funded
- May 19, 2026
Emmie
Paying backGeneral Store · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $350
- Funded
- Apr 19, 2026
Ma. Lilibeth
DelinquentClothing Sales · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $425
- Funded
- Apr 19, 2026
Marissa
DelinquentGeneral Store · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $700
- Funded
- Feb 23, 2026
Gemma
DelinquentToilets & Sanitation Systems · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $175
- Funded
- Feb 18, 2026
Jaramie
DelinquentToilets & Sanitation Systems · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $175
- Funded
- Feb 18, 2026
Marisa
Paying backToilets & Sanitation Systems · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $175
- Funded
- Feb 18, 2026
Lorna
DelinquentToilets & Sanitation Systems · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $175
- Funded
- Feb 18, 2026
Arlene
DelinquentToilets & Sanitation Systems · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $275
- Funded
- Feb 18, 2026
Lita
DelinquentCommunity Water Distribution · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $275
- Funded
- Feb 18, 2026
Candelaria
DelinquentToilets & Sanitation Systems · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $175
- Funded
- Feb 18, 2026
Josefina
Paying backToilets & Sanitation Systems · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $175
- Funded
- Feb 18, 2026
Winston
Repaid (with loss)Grocery Store · Philippines
via Community Economic Ventures, Inc. (CEVI)
- Donated via Jharis
- $25
- Loan size
- $875
- Funded
- Oct 17, 2025
Maria Jocelyn
DelinquentMotorcycle Transport · Philippines
via Community Economic Ventures, Inc. (CEVI)
- Donated via Jharis
- $25
- Loan size
- $375
- Funded
- Sep 18, 2025
Jovelyn
Repaid (with loss)General Store · Philippines
via Community Economic Ventures, Inc. (CEVI)
- Donated via Jharis
- $25
- Loan size
- $1,250
- Funded
- Sep 17, 2025
Arcadio
Repaid (with loss)Farming · Philippines
via Community Economic Ventures, Inc. (CEVI)
- Donated via Jharis
- $100
- Loan size
- $450
- Funded
- Jul 18, 2025
Flora
Repaid (with loss)Fishing · Philippines
via Community Economic Ventures, Inc. (CEVI)
- Donated via Jharis
- $25
- Loan size
- $725
- Funded
- Jun 18, 2025
Richard
DelinquentFarming · Philippines
via Community Economic Ventures, Inc. (CEVI)
- Donated via Jharis
- $25
- Loan size
- $900
- Funded
- Jun 18, 2025
Arlen
Repaid (with loss)Farming · Philippines
via Community Economic Ventures, Inc. (CEVI)
- Donated via Jharis
- $25
- Loan size
- $725
- Funded
- May 18, 2025
Michelle
Repaid (with loss)Fishing · Philippines
via Community Economic Ventures, Inc. (CEVI)
- Donated via Jharis
- $25
- Loan size
- $375
- Funded
- Apr 27, 2025
Zipporah
RepaidPersonal Products Sales · Philippines
via Negros Women for Tomorrow Foundation (NWTF)
- Donated via Jharis
- $25
- Loan size
- $175
- Funded
- Apr 19, 2025
Percival
RepaidPigs · Philippines
via Community Economic Ventures, Inc. (CEVI)
- Donated via Jharis
- $50
- Loan size
- $450
- Funded
- Mar 4, 2025
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