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Jharis

Sectors

Grocery Store

28 loans funded in this sector across 13 countries via 14 field partners. Ranked #1 of 76 sectors.

Overview

Loans
28
Donated via Jharis
$445
Repayment rate
93%

$98,123 of $105,475

Defaulted
$10.33

reported losses

Avg loan size
$3,767

Ledger avg $9,375

Avg Jharis donation
$15.89

per loan

Default rate
14.3%

Ledger 3.7%

Active loans
4

paying back or delinquent

Performance

Funded vs. repaid over time

Cumulative amount funded by the Kiva crowd compared to what's come back. The gap is what's still outstanding.

Outstanding as of 2026-05: $7,352

Risk & loss breakdown

Where the slice has gone wrong, and how that compares to the rest of the portfolio.

Repayment rate
93.0%
+3.2pp
Portfolio: 89.9%
paid / funded
Default rate
14.3%
+10.6pp
Portfolio: 3.7%
share of loans marked defaulted
Currency + default loss
2.93%
of amount funded
$ lost / $ funded
Delinquency in active loans
50.0%
2 of 4 active
currently behind schedule

Outcomes

Every loan in this slice grouped by current status — repaid, paying back, defaulted and everything in between.

Cohorts

Cohort analysis by funding year

Each row groups every loan funded in that year. Older cohorts have had more time to repay or default.

YearLoansFundedRepaidRepayment %Default %
2020
1
$7,000$7,000100.0%0.0%
2021
7
$56,100$56,100100.0%0.0%
2022
8
$12,375$9,68678.3%50.0%
2023
4
$6,075$6,075100.0%0.0%
2025
6
$19,075$17,83993.5%0.0%
2026
2
$4,850$1,42329.3%0.0%

When the loans were funded

Cumulative count of loans in this slice, by month.

First 2020-12 · Latest 2026-05

Composition

Loan size distribution

What size are these loans? Bigger loans tend to fund inventory, equipment, or group lending; smaller ones cover personal needs.

Mean $3,767 · Median $2,575

Top countries for this sector

Where this kind of work is funded most.

Top partners funding this sector

Local institutions specialising in this area.

Borrower gender

As reported on Kiva. Group loans counted by listed lead.

Compare

Similar sectors in this portfolio

Neighbours by loan count, with their repayment and default rates.

NameLoansRepaidDefault

Top countries for this sector

Where this kind of work is funded most.

Top partners funding this sector

Local institutions specialising in this area.

Recent activity

Most recent loans

The latest loans funded in this slice.

All loans (28)

Trifina

Paying back

Grocery Store · Paraguay

via Fundación Paraguaya

Donated via Jharis
$5
Loan size
$2,425
Funded
May 3, 2026

Dionicio

Paying back

Grocery Store · Paraguay

via Fundación Paraguaya

Donated via Jharis
$5
Loan size
$2,425
Funded
Apr 2, 2026

MUJERES ACTIVAS ARROYENSE

Repaid

Grocery Store · Paraguay

via Diaconía Asociacion para el Desarrollo de Paraguay (Diaconía ADP)

Donated via Jharis
$25
Loan size
$4,400
Funded
Dec 18, 2025

Mujeres Barrientos-gua

Repaid

Grocery Store · Paraguay

via Fundación Paraguaya

Donated via Jharis
$5
Loan size
$2,725
Funded
Dec 3, 2025

Ñapua Hangua Oñondivepa

Repaid

Grocery Store · Paraguay

via Fundación Paraguaya

Donated via Jharis
$5
Loan size
$3,950
Funded
Dec 3, 2025

Luchadoras

Delinquent

Grocery Store · Paraguay

via Fundación Paraguaya

Donated via Jharis
$5
Loan size
$2,400
Funded
Dec 3, 2025

HIJAS DEL REY

Repaid

Grocery Store · Paraguay

via Diaconía Asociacion para el Desarrollo de Paraguay (Diaconía ADP)

Donated via Jharis
$25
Loan size
$4,725
Funded
Nov 17, 2025

Winston

Repaid (with loss)

Grocery Store · Philippines

via Community Economic Ventures, Inc. (CEVI)

Donated via Jharis
$25
Loan size
$875
Funded
Oct 17, 2025

Sally

Repaid (with loss)

Grocery Store · Kenya

via VisionFund Kenya

Donated via Jharis
$10
Loan size
$725
Funded
Aug 22, 2023

SAMANTA

Repaid (with loss)

Grocery Store · Mexico

via Conserva

Donated via Jharis
$25
Loan size
$3,375
Funded
May 23, 2023

Mavis

Repaid

Grocery Store · Fiji

via South Pacific Business Development (SPBD) - Fiji

Donated via Jharis
$25
Loan size
$900
Funded
May 23, 2023

Ama

Repaid (with loss)

Grocery Store · Togo

via Assilassimé Solidarité

Donated via Jharis
$5
Loan size
$1,075
Funded
Apr 3, 2023

Maria Justina

Repaid

Grocery Store · Nicaragua

via MiCredito

Donated via Jharis
$5
Loan size
$1,000
Funded
Nov 3, 2022

GS CON CRISTO SE PUEDE

Defaulted

Grocery Store · Dominican Republic

via Esperanza International Dominican Republic

Donated via Jharis
$5
Loan size
$1,975
Funded
Aug 3, 2022

Estevão

Repaid

Grocery Store · Mozambique

via Microbanco Confianca SA.

Donated via Jharis
$5
Loan size
$800
Funded
Jul 3, 2022

Sim

Defaulted

Grocery Store · Cambodia

via Chamroeun Microfinance Plc

Donated via Jharis
$5
Loan size
$625
Funded
Jul 3, 2022

Towopista

Defaulted

Grocery Store · Uganda

via BRAC Uganda

Donated via Jharis
$5
Loan size
$825
Funded
Jul 3, 2022

Sokhon

Defaulted

Grocery Store · Cambodia

via Chamroeun Microfinance Plc

Donated via Jharis
$5
Loan size
$1,000
Funded
Jul 3, 2022

Ginette

Delinquent

Grocery Store · Haiti

via Palmis Mikwofinans Sosyal

Donated via Jharis
$25
Loan size
$900
Funded
Jun 22, 2022

Anonymous

Repaid (with loss)

Grocery Store · Rwanda

via Urwego Bank

Donated via Jharis
$25
Loan size
$5,250
Funded
Apr 18, 2022

Anonymous

Repaid (with loss)

Grocery Store · Rwanda

via Urwego Bank

Donated via Jharis
$25
Loan size
$7,625
Funded
Nov 21, 2021

Anonymous

Repaid (with loss)

Grocery Store · Rwanda

via Urwego Bank

Donated via Jharis
$25
Loan size
$9,125
Funded
Nov 3, 2021

Anonymous

Repaid (with loss)

Grocery Store · Rwanda

via Urwego Bank

Donated via Jharis
$25
Loan size
$8,550
Funded
Oct 3, 2021

Anonymous

Repaid (with loss)

Grocery Store · Rwanda

via Urwego Bank

Donated via Jharis
$25
Loan size
$9,875
Funded
Sep 3, 2021

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