Personal Housing Expenses

24 loans funded in this sector across 4 countries via 5 field partners. Ranked #5 of 76 sectors.

Overview

Loans: 24
Donated via Jharis: $220
Repayment rate: 83%
Defaulted: $0.00
Avg loan size: $2,568
Avg Jharis donation: $9.17
Default rate: 0.0%
Active loans: 6

Performance

Funded vs. repaid over time

Cumulative amount funded by the Kiva crowd compared to what's come back. The gap is what's still outstanding.

Outstanding as of 2024-10: $10,644

Risk & loss breakdown

Where the slice has gone wrong, and how that compares to the rest of the portfolio.

Repayment rate

82.7%

-7.1pp

Portfolio: 89.9%

paid / funded

Default rate

0.0%

-3.7pp

Portfolio: 3.7%

share of loans marked defaulted

Currency + default loss

0.55%

of amount funded

$ lost / $ funded

Delinquency in active loans

16.7%

1 of 6 active

currently behind schedule

Outcomes

Every loan in this slice grouped by current status — repaid, paying back, defaulted and everything in between.

Cohorts

Cohort analysis by funding year

Each row groups every loan funded in that year. Older cohorts have had more time to repay or default.

Year	Loans	Funded	Repaid	Repayment %	Default %
2022	4	$5,775	$5,775	100.0%	0.0%
2023	11	$27,595	$25,151	91.1%	0.0%
2024	9	$28,265	$20,065	71.0%	0.0%

When the loans were funded

Cumulative count of loans in this slice, by month.

First 2022-08 · Latest 2024-10

Composition

Loan size distribution

What size are these loans? Bigger loans tend to fund inventory, equipment, or group lending; smaller ones cover personal needs.

Mean $2,568 · Median $2,138

Top countries for this sector

Where this kind of work is funded most.

Top partners funding this sector

Local institutions specialising in this area.

Borrower gender

As reported on Kiva. Group loans counted by listed lead.

Compare

Similar sectors in this portfolio

Neighbours by loan count, with their repayment and default rates.

NameLoansRepaidDefault

Top countries for this sector

Where this kind of work is funded most.

Top partners funding this sector

Local institutions specialising in this area.

Recent activity

Most recent loans

The latest loans funded in this slice.

All loans (24)

Andrei

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $25
Loan size: $3,625
Funded: Oct 18, 2024

Tudor

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $25
Loan size: $1,700
Funded: Aug 25, 2024

Veaceslav

Repaid (with loss)

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $25
Loan size: $2,275
Funded: Apr 19, 2024

Sergiu

Repaid (with loss)

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $25
Loan size: $2,275
Funded: Apr 19, 2024

Lilia

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $1,315
Funded: Apr 3, 2024

Smela

Repaid (with loss)

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $3,850
Funded: Apr 3, 2024

Maria

Repaid (with loss)

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $2,100
Funded: Apr 3, 2024

Irina

Personal Housing Expenses · Moldova

via Priminvestnord

Donated via Jharis: $5
Loan size: $5,500
Funded: Apr 3, 2024

Mihail

Personal Housing Expenses · Moldova

via Priminvestnord

Donated via Jharis: $25
Loan size: $5,625
Funded: Mar 25, 2024

Tamara

Repaid (with loss)

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $1,950
Funded: Nov 21, 2023

Angela

Repaid (with loss)

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $1,425
Funded: Nov 21, 2023

Romeo

Repaid (with loss)

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $1,125
Funded: Nov 21, 2023

Valeriu

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $3,550
Funded: Nov 21, 2023

Alla

Repaid (with loss)

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $2,825
Funded: Nov 21, 2023

Boris

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $5,250
Funded: Nov 21, 2023

Valeri

Repaid (with loss)

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $995
Funded: Nov 21, 2023

Lilia

Repaid (with loss)

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $5,525
Funded: Nov 21, 2023

Vasilii

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $1,400
Funded: Oct 26, 2023

Valentina

Repaid (with loss)

Personal Housing Expenses · Moldova

via OCN Prima Finantare SRL

Donated via Jharis: $5
Loan size: $3,350
Funded: Oct 26, 2023

Myrna

Personal Housing Expenses · Philippines

via Negros Women for Tomorrow Foundation (NWTF)

Donated via Jharis: $5
Loan size: $200
Funded: Sep 19, 2023

Ana Gabriela

Personal Housing Expenses · Nicaragua

via MiCredito

Donated via Jharis: $5
Loan size: $1,300
Funded: Nov 3, 2022

Indiana Jisel

Personal Housing Expenses · Nicaragua

via MiCredito

Donated via Jharis: $5
Loan size: $1,500
Funded: Nov 3, 2022

Virgensa Del Carmen

Personal Housing Expenses · Nicaragua

via MiCredito

Donated via Jharis: $5
Loan size: $800
Funded: Nov 3, 2022

Thủy

Personal Housing Expenses · Vietnam

via Thanh Hoa Microfinance Institution

Donated via Jharis: $5
Loan size: $2,175
Funded: Aug 3, 2022

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